IDA Program

IDA Application Checklist

IDA Application

An IDA is an Individual Development Account which is a matched savings program that helps youth save money for a qualified purchase. For every $1 saved, the IDA Program will match $3 and funds can be used for a qualified purchase. There are currently three purchases that qualify for matching funds: Education, Vehicle and Small Business.  

Requirements

  • Agree to save a minimum of $25.00 per month based on savings from earned income, participation in Tribal activities or referring another Tribal Citizen
  • Complete Financial Education classes
  • Agree to review and, if necessary, address any issues that would inhibit your financial success and completing your qualified purchase
  • Abide by the Program's rules and responsibilities as described by program staff and in the written materials received

May 2021 IDA Incentives

Date

Time

Activity

Incentive

Event Coordinator

Saturday

May 1, 2021

2:00pm

Town Hall with Tribal Council

RSVP – communications@glt-nsn.gov

$25.00

Tribal Council

Tuesday

May 4, 11, 18, & 25, 2021

5:00pm

Virtual Beginner Pottawami

Language Class

Zoom glt.language.nest 

$25.00

Language & Culture

Thursday

May 6, 13, 20 & 27, 2021

5:00pm

Virtual Intermediate Pottawami Language Class

Zoom glt.language.nest

$25.00

Language & Culture

Thursday

May 6 & 20, 2021

 

4:00pm

Tribal Council Meeting

VIRTUAL - Please email communications@glt-nsn.gov for link

$25.00

Tribal Council Member

Wednesday

May 5, 19, 2021

4:00pm

Virtual Pow Wow Club 

Pre-register  culture@glt-nsn.gov

$25.00

Language & Culture

Wednesday

May 5, 19, 2021

5:30pm

Virtual Drum

Pre-register culture@glt-nsn.gov

$25.00

Language & Culture

 

 

Refer a Citizen – to participate in the IDA Program

$50.00

Sireece Martin

269-397-1780 ext 1224


Thank you for your participation in the WSHKE GAZHGID IDA Program. Please obtain an Activity Incentive form from the Citizen Asset Management (CAM) Department.  It is required to confirm eligibility, ensure payment and to fulfill program reporting obligations.  Completed Activity Incentive forms must be turned in to the CAM Department within ten (10) business days of activity completion.  The CAM Department reserves the right to limit the amount of activities in which an account holder can participate in during an IDA statement cycle.  All activity incentives will be awarded on a monthly basis and will be reflected on the subsequent IDA statement.  If you have any questions, please contact Sireece 269-397-1780 ext. 1224All Incentive Activities must be approved by the CAM Director prior to the start date


Home Buyer Education

Home Buyer Education is a prerequisite in obtaining Down Payment Assistance and Principal Pay Down. Interested Tribal Citizens who reside within the five-county service area or an adjacent county are required to attend Homebuyer Education. Homebuyer Education classes are offered twice per year. Please visit the event calendar to find upcoming classes. 


Financial Wellness 

What is Financial Management?

Financial Management is an educational, self-supporting process that helps participants maintain accountability for the financial decisions they make. This is accomplished by providing members with information that, along with their own determination and self-sacrifice, enables them to improve or enhance their financial future. Participants learn financial concepts that helps to develop skills to overcome financial challenges. During the five-part series, participants meet to hear detailed information and gain knowledge about managing debt and credit, banking, budgeting/spending plans, consumer protection and long-term financial planning. The classes will be instructed by our certified staff alongside professionals scheduled to present topics in their area of expertise. 

The Housing Department’s Financial Education classes are designed to assist all Tribal Citizens and their household members. Whether you are trying to eliminate debt, overcome credit obstacles or are interested in maintaining your current level of financial security, we encourage Tribal Citizens from diverse financial backgrounds to attend and work together in achieving their goals. Please visit the event calendar on the homepage to see the October/November dates for Financial Education. 

Do you have any Financial Goals? 

The Citizen Asset Management Department will provide individualized financial counseling/coaching for Tribal Citizens to help them reach financial goals including the following:

  • Increasing Credit Score
  • Budgeting 
  • Savings
  • Credit Building/Rebuilding
  • Debt Repayment
  • Utilization of Quality Financial Services
  • Asset Development

The Financial Housing Counselor will work directly with Tribal Citizens to ensure that families reach their educational, financial and asset goals. We will also identify and refer participants as needed to other resources and services needed to achieve their financial goals.